Why businesses and families have life insurance
A business needs life insurance to protect its investment in an executive or key employee, and, in a partnership, to buy out a partner’s family. A family needs life insurance to pay off debt, like a mortgage, fund a child’s education, and/or provide a welcome financial cushion.
Types of individual life insurance
There are two types, permanent and term. We advise on both. Term is far more affordable.
We give reliable, low quotes
Individual life quotes are not guaranteed, leaving uncertainty about price. To provide the lowest, reliable quote, we prescreen the applicant to determine the most competitive high-rated carrier with the easiest standards for his or her profile.
Medical exams are free
If required, a medical exam is free. Also, we schedule it at the applicant’s convenience, not the insurance company’s.